Current Interest Rates for Stafford, GRADPLUS, and PLUS Loans
| Federal Direct Subsidized |
7/1/2010 |
4.5% |
| Federal Direct PLUS/GRADPLUS |
7/1/2006 |
7.9% |
| Undergraduate Subsidized Direct/Stafford |
7/1/2009 |
5.6% |
| Undergraduate Subsidized Direct/Stafford |
7/1/2008 |
6.0% |
| All other Stafford/Direct |
7/1/2008 |
6.8% |
| PLUS |
7/1/2006 |
8.5% |
| GRADPLUS |
7/1/2007 |
8.5% |
The interest rates for loans disbursed before July 1, 2006, are variable.
Rates on variable-rate federal education loans are adjusted annually on July 1.
The rates are based on the bond equivalent rate of the 91-day Treasury bills auctioned at the final auction held before June 1 each year.
Please contact your lender for your current interest rate if you obtained your loan prior to July 1, 2006.