Pregnant or Working Mother

The Stafford/Direct Loan that you are seeking to have deferred must have been disbursed prior to July 1, 1993; PLUS Loan borrowers must have been disbursed before August 15, 1983. Click here to check to see when your loan(s) was disbursed.

A parental leave deferment is intended to cover you when you are pregnant or caring for your newborn or newly adopted child. You cannot be attending school or cannot be working during this period. You must also have been enrolled at least halftime during the six (6) months prior to the date on which the deferment should begin.

A working mother deferment is intended to cover mothers of preschool age children when the mothers are entering or reentering the work force. A preschool age child is defined as one who is not yet enrolled in first grade or a higher grade in elementary school.

If you believe you are eligible for a parental leave/ working mother deferment, please click here for the deferment request form and send completed forms to the lender or servicer of your loan(s).

If you do not meet these requirements, please click here for information on forbearances.

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GAcollege411 Partners Copyright © XAP Corporation. All rights reserved. XAP and Mentor are registered trademarks of XAP Corporation. Reg. U.S. Pat. & TM Off. Use of this website constitutes acceptance of the XAP Terms of Use and Privacy Policy .